Your 90-Day Deadline Starts Now: The Student Loan Shake-Up That Could Double Your Payment
"Your 90-Day Deadline Starts Now: The Student Loan Shake-Up That Could Double Your Payment" Bottom line first: The SAVE plan is gone. Starting July 1, 2026, roughly 7.5 million borrowers have 90 days to choose a new repayment plan—or the government will pick one for you, and it'll likely be the most expensive option . Graduate students face new borrowing caps. Parents lose access to income-driven relief. Here's exactly what to do before your window closes. 📋 Don't Know Your Servicer? Start Here If you're on SAVE, your 90-day clock is already ticking. Log in to see your options. StudentAid.gov → What This Article Covers 1. What Changed on July 1, 2026 (And Who It Hits) 2. Your Two Options: RAP vs. Tiered Standard 3. The 90-Day Action Plan (Do This Now) 4. New Loan Limits: Grad Students & Parents 5. Critical Deadlines You Can't Miss 1. What Changed on July 1, 2026 (And Who It Hits) If you borrowed federal student...